Photo: Bernama

KOTA BHARU: A stage 4 sinus (nasopharyngeal) cancer patient Abdul Halim Mat Hassan who runs a small-scale rabbit business to pay off the study loan he obtained from the National Higher Education Fund Corporation (PTPTN) can heave a sigh of relief today as he has been given an exemption from making repayment.

Kelantan PTPTN general manager Mohd Azrul Akmal Mamat said Abdul Halim loan amounting to RM26,000 obtained for his Bachelor of Heritage Studies (Hons) degree at Universiti Malaysia Kelantan (UMK) has been settled through the takaful benefit.

Mohd Azrul said that via this benefit Abdul Halim need not to worry about making any repayments anymore.

“The education financing scheme with group takaful protection is implemented by PTPTN to protect the funding provided by PTPTN in the event of death or permanent disability to the borrower,” he said in a statement yesterday.

He said under the concept, the principal amount of education financing issued by PTPTN to all borrowers or principal balance would be fully covered by the takaful operator appointed by PTPTN.

Through this takaful concept any borrower who has died or suffered a disability, the next of kin were advised to make a claim by completing the takaful claim application form which can be obtained through PTPTN official portal www.ptptn.gov.my, he said.

Mohd Azrul also visited Abdul Halim at the latter’s residence in Kampung Kok Kiak Baka, Machang yesterday afternoon to deliver the letter.

Meanwhile, Abdul Halim, when met afterwards, expressed his gratitude to PTPTN for the loan exemption. – Bernama

Abdul Halim shows the three-week- old bunnies raised for sale. File Photo: BHarian/Hazira Ahmad Zaidi